We Buy Chattanooga TN Homes
In Any Situation

Tennessee lenders can foreclose without going to court, so a trustee sale can come quickly once notices go out. If we close before that sale date, the loan is paid off and whatever equity is left goes to you.

When a marriage ends, the house is often the last thing tying two people together. We talk with both spouses and both lawyers, and the title company pays out each side's share at closing so nobody has to trust the other with a check.

A house left to you keeps sending bills: the trustee's tax notice, insurance, the power bill, the lawn. We can buy while the estate is still open or after it wraps up, and the family can leave behind whatever they don't want to keep.

Cracked block foundations, a sagging roof, a wet crawlspace, old wiring. Lenders won't make a loan on a house like that, so most buyers can't make an offer. Ours comes from our own funds, and we price the work in rather than asking you to do it.

Hamilton County property taxes that go unpaid are eventually turned over for a delinquent tax lawsuit, and that can end in a tax sale. When we buy, the back taxes are paid out of the sale at closing and the rest of the money is yours.

A new job in Nashville, a parent in Atlanta who needs you, or just a fresh start. Listing, showing and waiting on a buyer's loan can eat a whole season. We plan the closing around the day the moving truck leaves.

Late rent, a detainer warrant in General Sessions, a water heater that quits on a holiday weekend. If you're finished being a landlord, we'll buy the rental with the tenant still living there or after they leave, and you skip the turnover work.

Heading to a smaller place or a senior community? Sorting decades of belongings is hard enough without keeping the house show-ready. We'll pick a closing date that leaves time to pack.

An empty house still costs you taxes and upkeep, and it draws break-ins and overgrown-lot complaints. Many homeowner policies also limit coverage once a home has sat vacant for a while. We buy empty Hamilton County houses however long the lights have been off.

Rooms stacked to the ceiling? Skip the dumpster and the cleanout crew. Pull out the photos and keepsakes you care about, and we'll handle the rest once the house is ours. No judgment.

A grease fire, a frozen pipe that burst, a tree through the roof in a spring storm. Houses with that kind of damage rarely pass a lender's appraisal, so financed buyers can't close on them. We can, and we'll work around an open insurance claim.

Got a letter from Chattanooga code enforcement, fines piling up, or worse, talk of demolition? We'll buy the house with the violations still open. Recorded liens are settled out of the sale at closing, the same way a mortgage payoff is.

Someone moved into the empty house, or an old tenant stopped paying and won't go? You don't have to be the one who goes to court. We'll buy it occupied and take care of getting the property back the lawful Tennessee way after closing.

Hospital bills stacking up, or a loved one who suddenly needs full-time care? Medical debt is one of the most common reasons families fall behind. A cash sale turns the equity in your home into money you can use this month.

Owe the bank more than the house would bring? In Tennessee a lender can still come after you for the shortfall after a foreclosure. We can work with your lender on a short sale and ask for the leftover balance to be forgiven in writing.

Laid off or lost hours? Federal mortgage rules generally keep a servicer from starting foreclosure until you're more than 120 days behind. Selling inside that window lets you keep your equity and avoid a foreclosure on your credit report.